The broker who answers when it actually matters.
Personal and commercial short-term insurance for households and businesses anywhere in South Africa, arranged, reviewed and claimed for by Anton and Chammy Slabbert from our Alberton office. Not a call centre. Not a queue. The same two people, every time.
- Independent advice. We compare insurers on your behalf, not sell one company’s product
- We handle the claim with the insurer, so you don’t have to argue it alone
- Every province served, quote on WhatsApp in a few messages, wherever you are
Start a quote in 30 seconds
Three fields. We’ll pick it up from there on WhatsApp or a call, whichever you prefer.
Thank you, we’ve got it.
WhatsApp should have opened in a new tab with your details ready to send. If it didn’t, call us on 011 902 7079.
Cover for your home, your car and your business
Short-term insurance across personal and commercial lines, arranged anywhere in South Africa. Tell us what you need protected and we’ll bring you options from the insurers we work with.
Personal insurance
The things you’d struggle to replace out of your own pocket, your vehicle, your home, and everything inside it. Covered countrywide.
- Car & motor vehicle cover
- Home buildings & household contents
- All-risk & portable possessions
- Personal liability
Business insurance
From a one-bakkie operation to a full commercial premises, anywhere in South Africa, cover sized to what your business actually does.
- Business assets, stock & equipment
- Public liability & professional indemnity
- Commercial vehicles & goods in transit
- Buildings, glass & business interruption
A call centre sells you a policy. A broker gets you paid.
Buying direct is quick, until something goes wrong. Then you’re on your own with a policy you chose off a comparison screen, arguing about a clause you never read.
That’s the part we exist for. We set the cover up properly at the start so it responds when you need it, and we stand between you and the insurer when you claim.
| When… | Buying direct | With Micah |
|---|---|---|
| Choosing cover | You compare, you decide, you carry the risk of getting it wrong | We assess your actual exposure and recommend cover in writing |
| Something changes | You have to remember to update it | We review it with you and adjust before it becomes a problem |
| You claim | You against the insurer’s process | We lodge it, chase it and argue it on your behalf |
| A claim is rejected | You escalate it yourself | We take it up, and we know what grounds to take it up on |
“Nobody enjoys buying insurance. What people actually want to know is whether somebody will pick up the phone on the worst day of their year.” Anton Slabbert, Micah Financial Services
What happens when you actually need to claim
This is the part most insurance websites skip. We’d rather you knew exactly how it works before you ever need it.
You tell us, however is easiest
WhatsApp, phone or email. You don’t need reference numbers or the right wording. Just tell us what happened.
We lodge it and manage the insurer
We submit the claim, gather what the assessor needs, and follow it up so it doesn’t sit in a queue somewhere.
We push back if we need to
If a claim is underpaid or rejected on shaky grounds, we take it up, and if it still isn’t right, we’ll tell you how to reach the FAIS Ombud.
What you can hold us to
Don’t take our word for it
South Africans check Hellopeter and Google before they trust a broker with their car, their house or their business, so that’s exactly where we’d like you to look.
Hellopeter reviews
Embed your live Hellopeter rating here once your profile is claimed and reviews start coming in.
Google reviews
Complete your Google Business Profile and embed the review feed here, the biggest local-search trust signal there is.
Client references
Commercial clients are welcome to ask for a reference from a business of similar size to their own.
We publish real reviews only. You will never find an invented testimonial on this site.
An Alberton office. Clients across all of South Africa.
Our door is in Gauteng, but our FAIS licence is national and the insurers we work with underwrite countrywide. Cover is arranged by phone, email and WhatsApp, so whether you are in Sandton or Springbok, you get the same advice, the same two people, and the same help when you claim.
Gauteng
Johannesburg, Pretoria, Alberton, Germiston, Benoni, Boksburg, Soweto, Sandton, Midrand, Centurion, Roodepoort and the Vaal
Western Cape
Cape Town, Bellville, Somerset West, Stellenbosch, Paarl and George
KwaZulu-Natal
Durban, Pietermaritzburg, Umhlanga, Ballito, Richards Bay and Newcastle
Eastern Cape
Gqeberha, East London, Mthatha, Makhanda and Qonce
Free State
Bloemfontein, Welkom, Sasolburg, Bethlehem and Kroonstad
Mpumalanga
Mbombela, eMalahleni, Secunda, Middelburg and Ermelo
North West
Rustenburg, Potchefstroom, Klerksdorp, Brits and Mahikeng
Limpopo
Polokwane, Tzaneen, Mokopane, Thohoyandou and Lephalale
Northern Cape
Kimberley, Upington, Kathu, Springbok and De Aar
Not in Gauteng? It genuinely does not matter.
Short-term insurance is arranged remotely everywhere in South Africa. We quote, advise and submit claims for clients in the Western Cape, KwaZulu-Natal and every other province exactly as we do for the family down the road in Verwoerdpark. If an assessor needs to see your car or your premises, the insurer appoints one local to you, and we manage them from here.
Questions we get asked constantly
No. Brokers are paid commission by the insurer out of the premium, at rates capped by regulation, so you are generally not paying more for the same cover than you would buying it yourself. What you get on top is advice, an annual review, and someone to run the claim for you.
We will always tell you how we are remunerated on a policy if you ask. It is also set out in our conflict of interest disclosure.
To start: your name, a contactable number, and roughly what you want covered. To finalise a quote we need the specifics such as vehicle details, the address, sums insured and claims history, which we walk you through on a call or WhatsApp. We do not ask for ID copies, proof of address or bank details on a web form.
No. Our office is in Alberton, Gauteng, but our FAIS licence is national and we look after clients in every province in South Africa. Cover is arranged by phone, email and WhatsApp, so where you live does not limit the advice or the service you get.
Yes. We arrange personal and commercial short-term insurance anywhere in South Africa, including Cape Town, Durban, Gqeberha, Bloemfontein, Polokwane and every town in between. The insurers we work with underwrite nationally.
No. Anything submitted through this website is a request for a quotation. It only becomes advice under the FAIS Act once a licensed representative has engaged with you, understood your circumstances, and made a recommendation.
We collect the minimum we need to quote and service your policy, we use it only for that, and we do not sell it to anyone. You can ask us what we hold, ask us to correct it, or ask us to delete it, as set out in our POPIA Privacy Policy.
Let’s find out what you should actually be paying.
Send us three details and we’ll come back to you with real options, or just message us on WhatsApp and ask a question. No obligation, no hard sell.
Micah Financial Services (PTY) Ltd. is an Authorised Financial Services Provider, FSP 46080. A quote request is not advice until a representative has engaged with you.